Manulife has been leading in the health insurance and retirement market. As the Retirement Expert, we identified the protection gap for pre-retirees / retirees in Hong Kong and are keen to provide an option for them to facilitate their retirement planning.

ManuSilver Care (MSC) is a revolutionary critical illness (CI) product that provides solutions to the senior customers’ specific needs:

• First in market to issue CI coverage to seniors up to age 80 with simplified underwriting - no medical examination
• Multiple coverage on cancer and degenerative diseases. Lump sum benefit on cancer and up to age 100 annuity benefit on degenerative diseases.
• First in market to offer 12-month special care program to family member of insured with severe degenerative diseases , including devising home care plan, providing training to home caregiver and regular visits by nurses
• First in Asia market to offer DNA Pharmacogenomic test, iGenes. iGenes is an innovative DNA test to understand medication according to the variations in their genes. The test result could help doctor to identify the right medication and the right dosage based on the unique DNA.
• Protection up to the age of 100 by paying guaranteed level premiums to age 85, which provide fix budget plan to customers.

Overall, by pioneering into the un-touched market, revolutionizing customers’ purchasing experience and bringing awareness to caretaking support, MSC is expected to influence many insurers in the local market to collectively explore and recreate the protection segment for seniors towards a more customer centric direction.