Wave Chow has embarked on his life’s journey as an Insurance Agent for over 20 years. He keenly stays abreast of industry developments and has earned 15 professional qualifications. As a Senior District Director at AIA Hong Kong, he leads an outstanding team of nearly 400 young professionals, of which 96% of them are tertiary graduates and over 70% have their Masters and Doctorates. After earning his recognition as an MDRT Honour and Life Member, he led by example and groomed his team to achieve a 100% MDRT miracle (including 38.7% TOT & COT) in 2016. Not only is he a prolific columnist for 3 publications and a bestselling author for 3 books, he is also an international speaker who has delivered over 400 speeches to more than 70,000 members of the audience. He also won the Asia Trusted Life Agents and Advisers Award – Insurance Agency Leader of the Year in 2019 and Digital Agency Leader of the Year in 2020 respectively.